The best and worst states to raise a family in 2018

best and worst cites to raise a family according to a WalletHub 2018 report. Picture shows a family of four smiling at each other in bed.

Starting a family or have a growing family? The new year is a good time to find how much it will cost to keep your family healthy and happy. In a new report by the personal-finance website WalletHub, 2018’s Best & Worst States to Raise a Family. People are optimistic about growth in hiring and single-family home starts.

Best and worst states to raise a family

To compose the list of best states to put down family roots, WalletHub compared the 50 states across 42 key indicators of family friendliness. In the report, the data set ranges from median family salary to housing affordability to unemployment. See below:

Best States for Families Worst States for Families
1 Massachusetts 41 Nevada
2 Minnesota 42 Georgia
3 New Hampshire 43 Arkansas
4 North Dakota 44 South Carolina
5 Vermont 45 Oklahoma
6 Wisconsin 46 Louisiana
7 New York 47 West Virginia
8 Iowa 48 Alabama
9 Nebraska 49 Mississippi
10 California 50 New Mexico

Highlights from the report

  • Minnesota has the highest median family annual income (adjusted for cost of living), $80,399, which is 1.8 times higher than in Hawaii, where it is lowest at $44,295.
  • Utah has the lowest divorce rate, 16.18 percent, which is 1.6 times lower than in Nevada, where it is highest at 26.57 percent.
  • New Hampshire has the lowest share of families living below the poverty level, 5.3 percent, which is 3.3 times lower than in Mississippi, where it is highest at 17.4 percent.
  • Mississippi has the lowest average annual cost of early childcare (adjusted for median family income), 6.15 percent, which is 2.3 times lower than in the New York, where it is highest at 14.12 percent.
  • New Hampshire has the lowest infant-mortality rate, 4.18 percent, which is 2.2 times lower than in Mississippi, where it is highest at 9.27 percent.
  • Maine has the fewest violent crimes (per 1,000 residents), 1.24, which is 6.5 times fewer than in Alaska, the state with the most at 8.04.

View the full report and your state’s rank now for more information, including:

  • Most affordable housing
  • Lowest childcare costs
  • Most families with young kids
  • Most violent crimes per capita
  • Lowest percent of families in poverty
  • Lowest divorce rate


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What is the No. 1 most commonly broken New Year’s resolution? Read here. | Fitness

Do you know the “lose weight and exercise more,” is the No. 1 most commonly broken New Year’s resolution? 60 percent of gym memberships bought in January are never used, which means a great amount of money and opportunity is wasted. The personal-finance website WalletHub took an in-depth look at  2018’s Best & Worst Cities for an Active Lifestyle.

If you made the same New Year’s resolution, don’t feel bad. This year Fromgirltogirl is attempting to lose weight and focus on strength training, see clips below and follow on Instagram:

Look where I ended up… where ended up. #chrisbrown / #Fitness

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To determine where Americans have the best chance of balancing a healthy diet with ample physical activity, WalletHub compared the 100 biggest U.S. cities across 34 key metrics. The data set ranges from average monthly fitness-club fee to bike score to share of physically inactive adults.

Best Cities for an Active Lifestyle Worst Cities for an Active Lifestyle
1 Chicago, IL 91 Jersey City, NJ
2 Portland, OR 92 Memphis, TN
3 San Francisco, CA 93 Garland, TX
4 San Diego, CA 94 Laredo, TX
5 Seattle, WA 95 Arlington, TX
6 Madison, WI 96 Newark, NJ
7 New York, NY 97 Bakersfield, CA
8 Denver, CO 98 Irving, TX
9 Boise, ID 99 North Las Vegas, NV
10 Minneapolis, MN 100 Hialeah, FL

Best vs. Worst Cities for an Active Lifestyle

  • New York has the most sporting-goods stores (per square root of population), 0.4500, which is 16.6 times more than in North Las Vegas, Nevada, the city with the fewest at 0.0271.
  • Scottsdale, Arizona has the most public golf courses (per square root of population), 0.0599, which is 37.4 times more than in Cleveland, the city with the fewest at 0.0016.
  • Lincoln, Nebraska has the most fitness trainers and aerobics instructors per 100,000 residents, 185, which is 6 times more than in Bakersfield, California the city with the fewest at 31.
  • San Francisco has the highest number of dance schools (per square root of population), 0.0510, which is 36.4 times higher than in Fresno, California, the city with the lowest at 0.0014.
  • New York has the most playgrounds (per square root of population), 0.5737, which is 17.4 times more than in Hialeah, Florida, the city with the fewest at 0.0330.

View the full report and your city’s rank now.

More from WalletHub

I love my #medicineball … easy 10 pound workout. #Fitness

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Best app software search for business growth

business soft app for growing your business

Looking to self-improve? There are many areas of your lifestyle you can focus on but it’s best to decide on one goal at a time. To get you started on this journey, you can check out websites to help grow your business as well as where you can find product and courses to help you improve your overall business health.

How to grow your business with the right software app and life choices

One site that is an excellent source for finding products and courses for improving your business lifestyle is This website can help you save your money because it gathers and searches within categories to compare and help you choose the best type of software app and information to grow and succeed in the business world. Check it out today and let us know how it helps you meet your business goals, improves your health, wealth and happiness. All the best.

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Study reveals financial prowess of singles ahead of Tax Day

Treat Yourself Tax Refund Gamut
Plenty of Fish Survey Shows Cars, Las Vegas and Getting Inked Dominate “Craziest Refund Spends” for singles when it comes to tax day refunds.

Tax Day is just around the corner and Plenty of Fish (POF), one of the largest global online dating companies, surveyed 3,000 singles across the U.S. to uncover the finer points of taxes and finances.

Key Findings

  • Only 11 percent of singles said they spend their tax refund, while 65 percent said they like to save some and spend some
  • When it comes to dating and money, 22 percent of women said they would not date someone who makes less money than them
  • More than 85 percent of singles said they tell the truth about how much they make, and fewer than 2 percent make less money than they claim to make
  • 38 singles spent their tax refund on a tattoo, with women out-inking men 22 to 16

Additional data and findings are available on this infographic, including the craziest things singles have spent their tax refund on (download graphic here).

Savvy Spenders and Savers

  • Nearly 26 percent of men said they save their tax refund, compared to less than 20 percent of women.
  • More than 34 percent of baby boomers save their tax refund, making them almost twice as likely to save their refund than any other age group.

Treat Yourself

When asked about the craziest thing singles have spent their refund on, write-in responses from them ran the gamut between practical and NSFW – and highlight a Mars versus Venus divide.

  • Car Parts: More than 190 men claimed their craziest tax return spend was on a car – the highest response by far.
  • Vegas Baby: Vacations made the top three, but Las Vegas hit the jackpot – 27 men and 8 women claimed this popular destination as their “craziest tax refund spend.”
  • Get Inked: 38 singles got tattoos with their refund, with women out-inking men 22 to 16.
  • Honorable Mention:24k gold grill for teeth, 10 gallons of beef jerky, skydiving lessons… and a horse.

Fast and Informed Filers

  • Twenty-eight percent of singles file their taxes in January, as soon as they get their forms, while fewer than 10 percent of singles said they file on Tax Day.
  • The fastest filers are 20-somethings: 35 percent said they are likely to file as soon as they get their forms, versus only 18 percent of baby boomers
  • When asked how they would rate their understanding of the tax filing process, 23 percent of singles said they had excellent knowledge, 34 percent said good and 33 percent said average.

Additional Tax Takeaways

  • On average, only four percent of men and women have looked at a partner’s tax return behind their back. Coming in at around five percent, men 35-44 and women 45-54 are most likely to peek.
  • The percentage of singles who have charitable write-offs increases in every decade of life – with only 27 percent of twenty-somethings taking advantage of this tax write-off, versus 54 percent of baby boomers.
  • More than five percent of men and almost eight percent of single women don’t file taxes.

For Most Singles, Money isn’t Everything

  • A whopping 89 percent of singles said they would date someone who made less money than them.
  • Women tend to be less forgiving on the financial front. More than 96 percent of men said they would date someone who makes less money than them, but nearly 22 percent of women said they would not date someone who makes less money than them.
  • Women 26-34 are most likely to date someone who makes less than them (83 percent), compared to other female age groups.

For those ready to dive deep into financial conversations on their next date, Plenty of Fish can be downloaded for free from the Google Play and iTunes stores. For more details on the survey view here.

About Plenty of Fish (POF)

Plenty of Fish (POF), a Match Group (MTCH) company, is one of the largest global online dating companies. Available in 11 languages and more than 20 countries, Plenty of Fish has more than 100 million registered users, with 65,000 new users signing up every day. Unlike many dating offerings today, POF is all about having great conversations. In fact, singles have more quality conversations on POF than any other dating app, which can lead to stronger connections, smarter matches and better dates. For more information, please visit here or download POF from Google Play or iTunes.

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Are immigrants taking jobs from Americans? Venngage research has answers

Recent events in the United States, including the travel ban has sparked debate around the question of whether immigrants are taking away employment opportunities from Americans. Are immigrants harming the economy? The organization Venngage has conducted their own research to find answers, best visualize the hard data and present the facts. Guess what they found out? Check out these 15 charts from Venngage that answer the question once and for all:

15 Charts Explaining Why Immigration is Good For Innovation

760 Jobs are created by each billion dollar company founded by someone not born in the USA.

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How women can overcome the gender wage gap

Do you know women who work full-time earn .79 cents for every dollar a man makes? The gender wage gap debate is something economist long to resolve. In other words, a woman makes $39,621 dollars for a man that makes $50,383.To close a wage gap, we need more data on how the wage gap impacts women with different educational levels, different ages and work in different fields.

If you are a woman who doesn’t want to play the gender wage gap game, Fromgirltogirl encourages you to pursue occupations in science and technology versus business professions. More than less, women almost experience no pay gap in science and technology professions because those are self-directed occupations and offer more flexibility than a 9 to 5. In the business world, a woman has to either work a 9 to 5 or longer work shift. So for young women in college, pursue occupations in STEM ( Science, Technology, Education and Medicine). It will be worth the investment to get as much education in these fields in the long haul when you have to make hard choices on starting a family, managing family affairs and more later in life. Watch this video for more information:

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4 Must know end of year legal tips for small business | Rocket Lawyer

Are you a small business owner prepping for your new year success? The end of the year is a great opportunity to get access to easy, actionable and cost-effective legal tips for a happy, healthy and legally sound New Year. Charley Moore, attorney and Rocket Lawyer founder and CEO ‘s most recent small business index found that 48% of small businesses consulted with an attorney in the past year. This number is higher than years past, still over half are not protecting their businesses legally. The end of the year is the perfect time for small businesses to set proper legal structures in place to protect their companies, provide tax advantages and safeguard their businesses from potential legal issues. Here are things to think about as the year ends:

  • Don’t wait to incorporate. Lawyers like Rocket Lawyer legal system can offer enormous protections to entrepreneurs. The genius is in limited liability that shields personal assets from business failure, enabling entrepreneurs to dust themselves off and try again. Incorporation is the first step. It also can offer tax advantages, depending on the individual situation. Whether you’re forming an LLC, S-Corp or NPO, building a sound corporate foundation is the first thing an entrepreneur should do. Before launching your enterprise, you should ask a lawyer: “Is incorporation right for me?” And then go from there.

  • Get it in writing.Whether it’s a new employee or a repeat client, never assume anything is binding unless it’s in a contract. Year-over-year Rocket Lawyer’s small business index finds the biggest legal issues small businesses face are contract negotiations (24%) and failing to collect payments (18%), both of which could be helped by getting agreements in writing. Contracts provide both parties with their obligations, rights, and responsibilities and while they don’t guarantee the other party will make good on the agreement it does guarantee that a court will look kindly on you if they don’t.

  • Refresh or create your business will: When creating an estate plan know your business model (Sole Proprietor, Partnership, LLC or S-Corp) as there are different legalities and tax implications for each. If you are in a partnership then you should create a Buy-Sell Agreement commonly called a “business Will.”  This document details what happens should one party leave the business either through active means (alive) or circumstance (death). If you already have a Buy-Sell Agreement or an estate plan, it is always good practice to check it annually especially if you have a change in life circumstances such as marriage, divorce, birth of a child, disability among other reasons. This will make sure your interests in the business are secure and that your designated successor will be able to legally retain control of their part of the company.

  • Keep good counsel: Year after year small businesses say complying with government regulations is their top concern, and this year there are sure to be many changes as a new administration takes office. So, it’s good to consult with a business attorney more than once a year and not wait until a big issue arises. It’s better to pay a little up front than a lot down the road, especially when dealing with federal regulations.

Have a Happy New Year and get questions answer from Rocket Lawyer.

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Are Nurses the Solution to America’s Healthcare Spending Problem?

There is no secret that nurses are employees overworked and underpaid. But would you be surprised if I said that nurses could help resolve the healthcare spending challenges America faces? Nurses may play a major role in lowering the cost of healthcare insurance in America, while improving quality of service for all Americans.

As I enter the Healthcare Industry, I’ll be touching base on the topic and addressing questions related to the ongoing healthcare reform debate. Please watch the video below to learn about ways nurses can fix American healthcare:

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How do we manage inequality?


Just watched an incredible conversation that economist Robert Shiller had with journalist Charlie Rose!

The conversation is about inequality management and risk management in America.

Could an inequality tax on the rich shrink the inequality gap in America between the poor and the rich?

Is the Affordable Care Act ( Obama Care) the first step to correcting not only a broken health care system but also correcting the overall inequality issues we face in America?

Watch this great conversation now : inequality management in America .

Leave a comment for us on the Facebook or Twitter to get in on the conversation. Use the hashtag #FG2G.

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Baltimore Violence: Gimme Shelter

By Briana Booker

I was born & raised in Baltimore City. People keep asking me what are my thoughts about the gang related outbreak of violence in Baltimore.

I figured there was no better way to go about the answer than my beloved blog.

The wave of violence in Baltimore city is no secret. Black people…White people…the rich…the poor are all concerned.

There have been at least 40 people shot in Baltimore and it’s only the middle of July.

The cops promise citizens that the police force will step up enforcement to protect neighborhoods, but it doesn’t mean much to the people of Baltimore.

The Black Guerrilla family prison gang is retaliating for the Federal government cracking down on their operations.

If you are not familiar with the Black Guerrilla family prison gang, they originated in California prison systems by the Black Panther member George Jackson during the late 1960’s.

The gang ideology focused on Marxist/Maoist/ Leninist philosophies. The primary goal of the Black Guerrilla gang was to eradicate racism, dignify prison life and eventually overthrow the government.

Those that join the Black Guerrilla have a life pledge of allegiance, loyalty to the prison gang.

In a city like Baltimore, the life pledge of loyalty is a major threat to the safety of the community. The streets of Baltimore filled with fatherless homes, low-income families and under-educated citizens.

People in the city either fear the gang, look up to the gang, are part of the gang or never heard of the gang.

The Black Guerrilla has strong ties to street gangs. Right now, an order is placed to kill gang members faulted for the Federal crackdown.

From there, it’s expected that the gangs will go on killing sprees throughout Baltimore city…for the innocent in the community. No one is safe.

This is not the end of the violence – extortion, contract assaults, murder, drug wars ( predominately heroin and marijuana), and human trafficking will all be on the rise. It’s not just a Baltimore concern. It’s a nationwide concern. An International concern.

What do we do about the wave of violence in Baltimore?

The cops want people to speak up in the community, but no one wants to do that. Some of the cops are in on the gang life. One tip could mean you or someone in your family might be dead the next day.

I have spent a great deal of my life in Baltimore. And trust me, it’s been a place I’ve tried to get away from all of my life. I don’t see much opportunity here…especially for people of color that started from the bottom.

The solution I see happening for Baltimore is to bring back the days of community self-empowerment. Where are the Malcolm X leaders? Where are the Martin Luther Kings?

I have always wondered where Black people would be today, if those two men came together to start an uniformed movement to allow Black people to prosper as a whole.

When Black communities gain some level of prosperity in the poorest cities in America…that would honestly be the day Gangs will no longer have the ‘Almighty’ power they have in the community.

It takes people standing up against fear and community division to take on the Gangs of Baltimore and the nation. Gangs divide the community. Gangs take in those that feel they have no home, no love.

This city needs more love, more educated people and more give a fuck.

If I could think of one song to show the wave of violence in Baltimore,it would be the Rolling Stones’ Gimme Shelter.

“The storm[ gang] is threatening my very life today. If I don’t get some shelter, Lord I’m gonna fade away…It’s just a shot away.”

Let’s start today to educate ourselves on the need to work together for our community financial empowerment, spiritual empowerment, political empowerment, and social empowerment.

Take power away from the gangs.

What do you think will reduce the violence in Baltimore city? Leave a comment.

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