2018 Tax season research – released by WalletHub

 tax cloud for tax season
With Tax Day looming large and sweeping tax reform passed in recent months, our friends at WalletHub shared with us their 2018 Taxpayer Survey and yearly Tax Rates by State report to help taxpayers better understand taxes during this confusing time of the year.

About the Taxpayer Survey

WalletHub’s Taxpayer Survey features a wide range of fun facts about people’s opinions on tax prep, the IRS and more. The tax rate report also compares the cost of the average person’s various obligations in the 50 states and the District of Columbia. The survey found that states with no income tax are not always the cheapest overall, as they tend to have higher sales and property taxes.

Find more highlights from both below, followed by the full list of WalletHub’s 2018 taxpayer resources:

2018 Taxpayer Survey

  • Fewer than 4 in 10 people are happy with President Trump’s tax reforms. 69% of people think the reforms are better for corporations than consumers, and 67% think they benefit the rich more than the middle class.
  • 90% of people think the government does not spend well their tax dollars wisely.
  • 30% of people fear making a math mistake for Tax Day , edging out not having enough money (29%) atop the list.
  • 37% of people would move to a different country for a tax-free future. 24% would get an “IRS” tattoo, 22% would switch political parties, and 15% would take a vow of celibacy.
  • 29% of people like their in-laws more than the IRS, 13% prefer cold showers, and 9% would take a traffic jam.


States with Lowest Tax Rates States with Highest Tax Rates
1 Alaska 42 Michigan
2 Delaware 43 New Jersey
3 Montana 44 Iowa
4 Nevada 45 Ohio
5 Wyoming 46 Wisconsin
6 Tennessee 47 Rhode Island
7 Idaho 48 New York
8 California 49 Nebraska
9 Florida 50 Connecticut
10 South Carolina 51 Illinois

WalletHub’s 2018 Taxpayer Resources

  1. What To Do If You Can’t Pay
  2. Pros & Cons Of Paying With Credit
  3. Tax Scams & Tips for Avoiding Them
  4. Last-Minute Tax Tips
  5. Property Taxes by State


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Columbia, Maryland ranks on the top 20 happiest cities in America

International Day of Happiness data in America: Happiest cities to live

International Day of Happiness data in America: Happiest cities to live

Today is International Day of Happiness and the question on the minds of many is whether money really does buy happiness. WalletHub, personal-finance website today released its report on 2018’s Happiest Cities in America. For those from the DC metro area, you’ll be happy to hear I ranked number 12 on the Top 20 Happiest Cities in America.

In order to decide where people in America are most content with their lives, WalletHub compared more than 180 of the largest U.S. cities across 28 key indicators of happiness. The data set ranges from depression rate to income-growth rate to average leisure time spent per day. See the list below:

Top 20 Happiest Cities in America
1 Fremont, CA 11 Madison, WI
2 Bismarck, ND 12 Columbia, MD
3 San Jose, CA 13 San Francisco, CA
4 Pearl City, HI 14 Scottsdale, AZ
5 Plano, TX 15 Overland Park, KS
6 Fargo, ND 16 Santa Clarita, CA
7 Sioux Falls, SD 17 Glendale, CA
8 Irvine, CA 18 Oakland, CA
9 Huntington Beach, CA 19 St. Paul, MN
10 Grand Prairie, TX 20 Gilbert, AZ

Key Stats about the happiest cities in America

  • El Paso, Texas has the lowest depression rate, 10.3 percent, which is 2.9 times lower than in Salem, Oregon, the city with the highest at 29.6 percent.
  • Laredo, Texas, has the lowest number of suicides per 100,000 residents, 5.26, which is 5.5 times lower than in Missoula, Montana, the city with the highest at 29.18.
  • Fremont, California, has the lowest separation & divorce rate, 16.52 percent, which is 2.9 times lower than in Detroit, the city with the highest at 47.65 percent.
  • Overland Park, Kansas has the lowest adequate-sleep rate, 26.4 percent, which is 1.9 times lower than in Detroit, the city with the highest at 50.8 percent.
  • Cheyenne, Wyoming, has the lowest average commute time, 14.6 minutes, which is 2.8 times lower than in New York, the city with the highest at 40.3 minutes.

To view the full report and your city’s rank now.

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1 in 3 women have a Hysterectomy by age 60

hysterectomy prevention for women's health

Know the truth from Nspire Network Media on Vimeo.

Do you know 1 in 3 women will have a hysterectomy by age 60? According to the Centers for Disease Control and Prevention (CDC), 11.7 percent of women between the ages of 40-44 had a hysterectomy during the surveillance period 2006-2010. Moreover, about 600,000 hysterectomies are performed annually in the United States. Approximately 20 million American women have had a hysterectomy.

Why are Hysterectomies often performed?

  • Uterine fibroids — common, benign (noncancerous) tumors that grow in the muscle of the uterus.
  • More hysterectomies are done because of fibroids than any other problem of the uterus.
  • Sometimes fibroids cause heavy bleeding or pain.
It is a devastating procedure which removes the hope of motherhood and want to have a healthy monthly period. Often these result from the misuse of tampons and the overuse of poorly produced sanitary napkins. A potential solution to lower the risk of hysterectomy is using organic sanitary napkins. Check out Cherish Premium Sanitary Napkins.
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Why all women need to take self defense: top 8 reasons

Life Insurance by LeCarlo Beaty a basic guide for women safety and self defense

self defense is life saving training

Self-defense. It’s a class everyone should take. Yes, I’m talking to you ladies. It could help save your life or the life of someone you love.

Why do women need to take self-defense classes?

The most important reasons a woman or man should learn self-defense comes down to two things: safety and owning self-protection. There will come times in your life where no one will be around to protect you from harm.

As we get older, we start to explore and do things on our own. We need to value ourselves, know we are special and can depend on ourselves if the time comes. We have to switch from victim to victor. When it comes to self-defense, our number one job is to get back home or to our loved ones.

Looking at a few of the stats

· 1 in 3 – Women murdered by an intimate partner

· 1 in 4 – College women victims of attempted or completed sexual assault

· 1 in 6 – Will be a victim of an attack

· 1 in 7 – Women have been stalked

· 1 in 5 – Teens experience dating sexual/physical violence

· 1 in 3 – Teens report abuse

· 1 in 4 – Have been cyber-bullied more than once

· Age 16-24 – more vulnerable to intimate partner violence

Women between the ages of 16-24 are at the greatest risk of assaults. This is the age range were many young people are going out on their own, starting relationships, and perhaps living on their own for the first time. Unfortunately, many of us do not take any type of self-defense or awareness training during one of the most important phases of our lives. In this age bracket, red flags show up in relationships, but we often don’t know what to look for before the relationship takes a wrong turn.

These numbers alone show the need for women to take it upon themselves to learn how to prevent and defend themselves from these incidents. Learning skills to help build awareness, prevent, avoid dangerous situations, and as a last resort, defend yourself is something that everyone absolutely needs. How much is your life worth to you? Your spouse? Your kids? Your family? Your friends?

Self-defense is real life insurance. No one has a problem paying $300/mo for car insurance for 15 years or cell phone insurance for their iPhone or Android. The crazy thing is that many people don’t have death insurance and there are only a handful of guarantees in life and one is that you are going to die.

With all the science that shows eating healthy and exercising can extend your life and give you a better quality of life when you age, many people still do not do those things either. Health and fitness are life insurance as well. Stop hoping nothing bad will happen. Stop believing someone else will save you. These are false senses of security.

Women are attacked all types of ways, just like men. However, women are targeted more for sexual assault crimes and are victims more in domestic violence incidents and stalking situations.

Why should women take self-defense?

1. Violence can happen to anyone at anytime.

2. Builds confidence

3. Increases awareness

4. Allows you to be a role model to other women

5. It is real life insurance

6. Do it for the people that depend on you

7. Peace of mind

Ready to start your self-defense training today? Check out LecarloBeaty.com to enroll in self-defense workshops, if you are in the Baltimore or DC metro areas. Or read the book Life Insurance: Basic Guide for Women’s Safety and Self Defense, available on LecarloBeaty.com.

Life Insurance by LeCarlo Beaty a basic guide for women safety and self defense


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The truth about health threats from ordinary sanitary napkins and tampons

Disclaimer: This is not a sponsored or paid post. This article is solely for informational resources on Women’s Health.

organic sanitary napkins for better women's health.
Tampons and pads with odor neutralizers and artificial fragrances are chemical soups, laced with artificial colors, polyester, adhesives, polyethylene (PET), polypropylene and propylene glycol (PEG). In short, they are contaminants linked to hormone disruption, cancer, birth defects, dryness, and infertility. Investigations have since proved that most menstrual sanitary pads available on the market are produced from recycled paper materials containing print ink and other chemicals which are bleached with chemicals like dioxin and chlorine. Studies have shown that the chemical dioxin and chlorine are cancerous chemicals when they come in contact with the human skin, especially the tender part at the woman’s genitals.
This doesn’t happen right away, but the cancerous effects may be cumulative. Paper cannot absorb a woman’s flow during her period so a plastic paper is placed in between or under the pad for fear of leakage when a woman is bleeding. This plastic between the pad prevents access to the air. As the woman is bleeding wearing this kind of pad, no air enters her body and warmth develops between the pad and her vagina, with the moisture from the blood, this area becomes a breeding ground for germs. The fermentation takes place, which is the reason the pads are smelly after use.

The dangers of traditional sanitary pads

A World Health Organization report indicated within two hours of a woman putting on traditional pads, about 107 different germs develop per cubic centimeter on the surface area of the pad. When pressure is applied on the pad through sitting, the paper does not absorb enough, the pad allows a “back flow” of the blood into the woman’s reproductive system, the germs develop, and the chemicals mix with the blood. This can cause infection to the woman’s reproductive system. Not knowing what to do and what is happening, the woman simply takes this as normal menstrual discomfort.

Possible conditions caused by poor quality sanitary pads during menstruation:

  • External Vaginal inflammations
  • Vaginal itching
  • Vaginal inflammation
  • Cervical Inflammation and erosion
  • Endometrial Inflammation
  • Excessive white discharge
  • Pain in the lower abdomen
  • Fever
  • Feeling nauseous
  • Urge to urinate
  • Urinal pain
  • Sore waist
  • Aching waist
  • Fatigue
  • Genital warts
  • Genital herpes
  • Menstrual disorders (heavy periods, light periods, spotting in between periods, prolonged periods, and menstrual pains)
Check out this Organic Cherish Premium Sanitary Napkins to protect yourself. Share with women you know.
Disclaimer: This is not a sponsored or paid post. This article is solely for informational resources on Women’s Health.
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March Madness 2018’s best cities for NCAA basketball fans

Basketball Players during March Madness competition

It’s March Madness season and the personal-finance website WalletHub has released its NCAA Tournament Stats & Facts infographic as well as its report on 2018’s Best Cities for College Basketball Fans to help basketball lovers get psyched for the madness.

To find 2018’s top spots for NCAA hoops, WalletHub crunched the numbers on more than 280 cities using nine key metrics. They range from the number of teams per city and the winning percentage of each to stadium capacity and social-media engagement.

Highlights from the March Madness Report and Infographic

Washington as a College Hoops Haven (1=Best, 145=Avg.)

  • 3rd – Number of Division 1 Teams
  • 28th – Conference Championships
  • 16th – National Titles
  • 130th – Min. Season-Ticket Price

Washington ranks 12th overall and 4th among large cities.

View the full report best cities for college basketball now.

March Madness Stats & Facts

  • $8.98 Million: 2018 salary for college basketball’s highest-paid coach, Duke’s Mike Krzyzewski (vs. $1.4M combined for Duke’s president and the state’s governor)
  • $6.3 Billion: Corporate losses due to unproductive workers during March Madness
  • $10.4 Billion: Amount wagered on the 2017 NCAA men’s basketball tournament ($10.1B illegally)
  • 18X: Difference between the average NBA rookie’s salary ($2.36M) and a D1 men’s basketball scholarship for a year ($130K)

To see all the stats and the full infographic, click here.

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Now playing: ‘Valentine’ by Diā

Diā is the stunning project of composer and performer, Danielle Birrittella.
Diā is the stunning project of composer and performer, Danielle Birrittella.

Recently we saw a stunning new video from experimental indie folk/Baroque pop artist and composer Diā. Entitled ‘Valentine’ the single features poignant lyricism, with 60’s vintage soundscapes to create a moody and ethereal tale of yearning for a lost love.

Diā is off of Manimal Records and ‘ Valentine ’ is produced by Joey Waronker (Beck, REM, Atoms for Peace) and Tim Carr (The Americans, HAIM). Learn more about DIA on Facebook, Twitter ,and Instagram.
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Support #PressForProgress for International Women’s Day 2018

Women Empowerment on International Women's Day 2018

Today is International Women’s Day 2018. To celebrate the occasion, our friends at Carvaka in the UK created an incredible Storymap to showcase influential women from all over the world. It features inspirational quotes, from remarkable women like Deepika Padukone who backed the Indian “My Choice” campaign or Liberian Nobel Laureate Ellen Johnson Sirleaf who was Africa’s first elected female head of state as well as Janet Mock, an American who has spoken out fearlessly to empower transgender women. View and share the IWomensDay18 StoryMap now.

Women Empowerment on International Women's Day 2018

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Top 10 best & worst states for women in the USA

Women's Rights and Human Rights

As we continue to celebrate Women’s History Month, we acknowledge there is no important time than the present for women to have a voice and be heard. From campaigns against sexual harassment such a #MeToo and #TimesUp to making national news in recent months, women are on the move to allow themselves as well as their communities to be empowered. Our friends at WalletHub recently released a report on 2018’s Best & Worst States for Women we want to share for situational awareness.

Identifying the Most Women-friendly States

To identify the most women-friendly states, WalletHub compared the 50 states and the District of Columbia across 23 key metrics. The data set ranges from median earnings for female workers to women’s preventive health care to female homicide rate.

Best States for Women Worst States for Women
1 Minnesota 42 Texas
2 Massachusetts 43 Georgia
3 Vermont 44 Nevada
4 North Dakota 45 West Virginia
5 Wisconsin 46 South Carolina
6 Maine 47 Alabama
7 Hawaii 48 Oklahoma
8 Connecticut 49 Mississippi
9 Iowa 50 Arkansas
10 New Hampshire 51 Louisiana

Best vs. Worst States for Women

  • The District of Columbia has the highest median earnings for female workers (adjusted for cost of living), $32,355, two times higher than in Hawaii, which has the lowest at $16,843.
  • The District of Columbia has the highest share of women who voted in the 2016 presidential election, 77.2 percent, 1.6 times higher than in Hawaii, which has the lowest at 49.3 percent.
  • New Hampshire has the lowest share of women living in poverty, 9.4 percent, 2.6 times lower than in Mississippi, which has the highest at 24.5 percent.
  • Alaska has the highest share of women-owned businesses, 22.87 percent, 1.6 times higher than in South Dakota, which has the lowest at 14.04 percent.
  • Massachusetts has the lowest female uninsured rate, 2.4 percent, 7.7 times lower than in Texas, which has the highest at 18.5 percent.

View the full report and your state or the District’s rank now.

You may also be interested in viewing the following data:

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How to fend off the cold and flu: keep Cold-Q handy

Cold Q oral spray for relieving flu and common cold symptoms
*** This was not paid or sponsored post. Fromgirltogirl.com reviewed a free sample given by Cold-Q, with opinions of our own. ***
As we experience one of the worse flu seasons in recent years, Fromgirltogirl decided to explore products to fend off the common cold and more importantly the flu virus. Wash your hands and drink plenty of orange juice were words of wisdom we’ve heard since childhood but now there are products available to help us along the way. One product that caught our eye:  Cold-Q™ .

What is Cold-Q?

It is an all-natural oral spray, designed to attack the cold and flu virus. We are big on being environmentally friendly, so we appreciate Cold-Q being a pesticide and heavy metal free, non-GMO product. But more importantly, we appreciate the product integrity as Cold-Q doesn’t make any claims that it will cure the common cold or flu. Instead, we look at it as an effective product for combating the cold and flu. Here ‘s our thoughts on Cold-Q:

About ColdQ

Reacting to the serious SARS crisis in China in 2003, ColdQwas developed to effectively treat SARS infected patients in hospitals. The Chairman and CEO, Dr. Don Segal, has a long and distinguished career in the biopharmaceutical and biotechnology industries, which spans over 40 years.
Dr. Segal founded Helix Biopharma Corp. where he was instrumental in inventing the lung cancer candidate drug L-DOS47, now in clinical trials.  Dr. Segal was introduced to Cold-Q a few years ago and believes in the product’s potential for cold and flu relief.  Given Dr. Segal’s background in cancer therapeutics, he saw another opportunity and that was to help the most vulnerable, those with a compromised immune system.  With that in mind, he personally invested in the product to help brand, and gain awareness.  

Clinical study

A clinical study was carried out on 152 patients who were screened for defined symptoms of a full-blown cold or flu attack. The treatment group (82) was treated with Cold-Q™ for 4 days. The control group (70) was given a combination of competitors’ product (acetaminophen and amantadine) and assessed as was the treated group over the 4-day treatment period. The results summarized in the chart below suggest that about 80 % of patients were free of symptoms within two days of treatment with Cold-Q™ as compared to the control group which showed less than 10 % response by day 3.

In vitro Studies

In vitro studies demonstrated that Cold-Q can inactivate influenza A, influenza B, and more specifically swine flu strains: H1N1 and H3N2, the dominant flu strain being H3N2 this 2018. By nature of its formulation, we believe Cold-Q™ also provides significant immune support. 

See more testimonials

•   A mother and son who suffer from  Chronic Obstructive Pulmonary Disease (COPD), have remained free of cold/flu since using Cold-Q.  See video here.

*** This was not paid or sponsored post. Fromgirltogirl.com reviewed a free sample, given by Cold-Q with opinions of our own. ***

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