Business, Business and Education Tools, Career, Community Empowerment, Financial investments, Local Topics, Women Empowerment

Top 10 best cities for Hispanic entrepreneurs

April 29, 2018 No Comments

Hispanic entrepreneur working on her fitness

Follow my blog with Bloglovin

With National Small Business Week approaching and the U.S. census projecting Hispanics to be over 25% of the population by 2050, the personal-finance website WalletHub has released its report on 2018’s Best Cities for Hispanic Entrepreneurs. To help Hispanic entrepreneurs find the best citis to start their enterprises, WalletHub compared more than 180 U.S. cities across 23 key metrics. The data set ranges from Hispanic entrepreneurship rate to Hispanic income growth to share of Hispanic-owned businesses. Here are the top 20 cities in America for Hispanic entrepreneurs:

Top 20 Cities for Hispanic Entrepreneurs
1	Laredo, TX	11	Miami, FL
2	South Burlington, VT	12	Tulsa, OK
3	Charleston, WV	13	Grand Prairie, TX
4	Corpus Christi, TX	14	Sioux Falls, SD
5	Oklahoma City, OK	15	Cheyenne, WY
6	Pembroke Pines, FL	16	Tampa, FL
7	Amarillo, TX	17	Irving, TX
8	San Antonio, TX	18	Fort Worth, TX
9	Bismarck, ND	19	El Paso, TX
10	Casper, WY	20	Austin, TX

Best vs. Worst cities for Hispanic entrepreneurs

Hialeah, Fla., has the highest share of Hispanic residents, 96.26 percent, which is 72.9 times higher than in Jackson, Miss., the city with the lowest at 1.32 percent.
Fargo, N.D., has one of the lowest Hispanic unemployment rate, 0.90 percent, which is 18.8 times lower than in Rochester, N.Y., the city with the highest at 16.90 percent.
Pittsburgh has the highest share of Hispanics with at least a bachelor’s degree, 46.90 percent, which is 10.7 times higher than in Detroit, the city with the lowest at 4.40 percent.
Charleston, W.V., has the highest entrepreneurship rate among the Hispanic population, 3.15 percent, which is 28.6 times higher than in Toledo, Ohio, the city with the lowest at 0.11 percent.

View full report and your city’s rank now:
https://wallethub.com/edu/best-and-worst-cities-for-hispanic-entrepreneurs/6491/

More from WalletHub

Business and Education Tools, Community Empowerment

Best book club books for summer reading: the Harlequin Book Club program

April 27, 2018 No Comments

Love to read? So do we at Fromgirltogirl.com and we are making a list of summer reading. To get us started, we are joining the Harlequin Book Club program. This book club gives us the opportunity to get up to four books for trying out the Harlequin reader service. As a Fromgirltogirl reader, you will be able to start a trial of the Harlequin Book Club program for just $1.00.

So far Fromgirltogirl is enjoying two series from the Harlequin Book Club program:

Inspirational – The Love Inspired® Suspense and Love Inspired® Romance series. We like the inspirational materials, which contain faith-based editorial and clean, wholesome stories anyone can appreciate.
Secular – The Harlequin Intrigue® and Harlequin Presents® series are both non-religious, filled with romance, suspense, and passion to keep summer exciting.

Here are other Harlequin Book Club perks

If you order now, you will get two free mystery gifts (ARV $10)
Just choose your free books today and pay $1 for shipping and handling
Feel free to try it today risk-free. Conditions apply and you can learn more via their website.

Business and Education Tools, Community Empowerment, Health

Most comfortable bed pillows: The EverPillow and its community give back

April 21, 2018 No Comments

Woman enjoying her everpillow from infinite moon

*** Fromgirltogirl.com was provided a sample product for honest review. Opinions are our own. Product reviews are not endorsements. ***

As I continue my health and fitness journey, I am learning every day how important having a good night’s sleep is to maintaining good physical health. Do you know sleep can help heal as well as repair your heart and blood vessels? Sleep can also help your body keep up a healthy balance of hormones such ghrelin (the hormone which controls your hunger) and leptin ( the hormone that signals you are full). Being aware that my body is always working on supporting my physical health as well as healthy brain function, I wanted to work on improving my sleep environment and address sleep deficiency. That is when I realized I overlooked one essential accessory to my bedroom, a pillow design with my needs in mind.

Being aware that my body is always working on supporting my physical health as well as healthy brain function, I wanted to work on improving my sleep environment and address sleep deficiency. That is when I realized I overlooked one essential accessory to my bedroom, a pillow design with my needs in mind.

Often I have pillows that are too soft or too sturdy. I find myself waking up in the middle night or my mind racing over worries or concerns I rather focus on during the day. Recently, I read up on ‘Why Is Sleep Important?’ from the National Heart, Lung, and Blood Institute. It was a helpful read and inspired me to research most comfortable bed pillows. Let’s just say I don’t regret the search.

Bettering my sleep experience

Since I started researching pillows designed to better my sleep experience, I found the Everpillow by INFINITEMOON. The Everpillow offers customizable fill options, including Latex Noodle, Kapok Silk, and Blend of Both to help sleepers enjoy a soft, yet supportive pillow. Learn more about the pillow fillings.

Most comfortable bed pillows

Why does the pillow filling matter? The filling matters because a comfortable, supportive pillow helps hold your neck exactly where you want. Here are some other great benefits of the EverPillow:

About the benefits of the EverPillow

Chemical Free
Super clean pillow – it’s an antimicrobial pillow with a washable option.
Naturally cool and breathable … makes it easier to sleep
Fully customizable loft and shape.

Fromgirltogirl’s EverPillow Review

Check out the video below to learn about Fromgirltogirl’s first experience with InfiniteMoon. See more reviews about the EverPillow.

You and EverPillow support those most in need

Even with The EverPillow being a great product, really love InfiniteMoon for the work it does with the Mile High Workshop, a Denver-based job training, and employment program that helps men and women transitioning back into the workforce after homelessness, addiction, and incarceration, get that much-needed new beginning.

I like the idea that every day is a new beginning. When you buy an EverPillow, you really are making a difference in the lives of other people who need a good support system. Check out your EverPillow options and buy now.

I got the Curve EverPillow pictured below:

But there are full pillows available as pictured. I wanted the curve as I often enjoy reading before bed, writing, or getting cozy while watching a good movie or TV show.

Let us know what you think about the pillow. Would love to hear from you.

*** Fromgirltogirl.com was provided a sample product for honest review. Opinions are our own. Product reviews are not endorsements. ***

Business and Education Tools, Financial investments

How investing in the member experience pays off: Ashley Madison’s story

March 30, 2018 No Comments

In 2017, the President of Ashley Madison, the world’s leading married dating website, led efforts in massive growth for the website while making discretion and user-security top priorities. Now the company has released a new report by Ernst & Young that validates their user numbers, daily sign-ups, male-to-female ratio, and more. In 2017, AshleyMadison.com had more than 15,000 new member accounts daily. For every active paid male account, there were 1.13 active female accounts created in 2017 and the site nearly doubled the number of member accounts joining daily from 10,715 in April to 20,518 per day by October.

Ashley Madison spent the greater part of 2017 focusing the company on its original married dating roots – a space it invented and continues to lead. This report comes as the company is continuing its efforts to create a better Ashley Madison for its members, through platform enhancements and a renewed passion for improving the member experience. Last year alone, this focus on its members and commitment to the married dating space translated to 5,673,024 new accounts on the site.

“At Ashley Madison, our members’ experience is paramount,” said Ruben Buell, President and CTO, ruby Life Inc. (parent company of AshleyMadison.com). “That experience starts with trust; trust that we have built a community of like-minded individuals, trust that you will be able to find and connect with other members in this community, and trust that your experience will remain discreet.”

The company anticipates continuing improvements to the website to make it easier for people to join, find, and connect with one another in more than 50 countries and in 19 languages.

View the full report today.

Ashley Madison numbers at a glance

5,673,024 new accounts were registered on Ashleymadison.com in 2017
There was an average of 15,542 new member accounts opened each day in 2017
For accounts created in 2017, the ratio of active paid male accounts to active female accounts in 2017 was 1 to 1.13
On average there were 472,752 new monthly sign ups in 2017
The low and high months for registrations, in 2017, were April (321,460) and October (636,073) respectively

Business, Business and Education Tools, Career, Financial investments

2018 Tax season research – released by WalletHub

March 24, 2018 No Comments

With Tax Day looming large and sweeping tax reform passed in recent months, our friends at WalletHub shared with us their 2018 Taxpayer Survey and yearly Tax Rates by State report to help taxpayers better understand taxes during this confusing time of the year.

About the Taxpayer Survey

WalletHub’s Taxpayer Survey features a wide range of fun facts about people’s opinions on tax prep, the IRS and more. The tax rate report also compares the cost of the average person’s various obligations in the 50 states and the District of Columbia. The survey found that states with no income tax are not always the cheapest overall, as they tend to have higher sales and property taxes.

Find more highlights from both below, followed by the full list of WalletHub’s 2018 taxpayer resources:

2018 Taxpayer Survey

Fewer than 4 in 10 people are happy with President Trump’s tax reforms. 69% of people think the reforms are better for corporations than consumers, and 67% think they benefit the rich more than the middle class.
90% of people think the government does not spend well their tax dollars wisely.
30% of people fear making a math mistake for Tax Day , edging out not having enough money (29%) atop the list.
37% of people would move to a different country for a tax-free future. 24% would get an “IRS” tattoo, 22% would switch political parties, and 15% would take a vow of celibacy.
29% of people like their in-laws more than the IRS, 13% prefer cold showers, and 9% would take a traffic jam.

States with Lowest Tax Rates		States with Highest Tax Rates
1	Alaska	42	Michigan
2	Delaware	43	New Jersey
3	Montana	44	Iowa
4	Nevada	45	Ohio
5	Wyoming	46	Wisconsin
6	Tennessee	47	Rhode Island
7	Idaho	48	New York
8	California	49	Nebraska
9	Florida	50	Connecticut
10	South Carolina	51	Illinois

WalletHub’s 2018 Taxpayer Resources

Business and Education Tools, Entertainment

All you need to know about online auction tips

February 2, 2018 No Comments

Online bidding is growing in popularity, but being successful in this arena means being aware of the process. This article offers information on the task and act as a guide to online bidding in this contemporary age.

When you think of auctions, what immediately springs to mind? The average person would consider a formal room commanded by a dominant auctioneer raising his hand and pointing to the highest bidder. While this traditional form of auctioning is still alive and well, auction aggregators are noticing a growth in the online bidding world.

What you need to know about purchasing items at modern-day auctions

1. Mobile Buying

In today’s society, over 50% of all auction browsers and bidders are aged between 18 and 24 years. Moreover, these bidders use their mobile phones to complete the act of browsing – a vast leap from the 5% of online browsers noted only five years ago in Barnebys Online Auction Report. The shift in approach has enhanced the number of people in the “auction room” allowing customers to browse and bid on larger catalogs from the comfort of their home (or any other area they have access to their mobile phones).

2. Finding Unique Items

All auction rooms will offer a vast array of one-off, unique pieces, making them an alternative to the items in retail stores. Why invest in mass-produced pieces when an auction could result in ownership of a vintage Chanel handbag from your favorite collection? By following auctions, you can easily find collectible items including vintage coins, stamps, and toys that attribute to about 50% of all digital auction sales. Shop on whohou if this is the sort of thing you’re after.

3. Sustainability

‘Upcycling’ is now one of the greatest trends, and the online auction arena is a fantastic place to find products that need some TLC. Furthermore, by buying a vintage or second-hand piece, you will be acquiring an item that is more eco-friendly or sustainable. Unwanted pieces can also be sold easily at auction without too much trouble.

Research by Barnebys found that younger buyers are purchasing second-hand items as long-term investments for a sustainable future. This value of potential investments is a positive move and may produce highly beneficial results.

4. Quality

One of the greatest concerns to buying branded products via online auction sites is the authenticity of the brand. However, auction houses do brand-specific and detailed authentication procedures before placing the product up for sale; therefore, ensuring the quality of the product. The information of the piece, including the condition and the origin, is provided to the buyer making the potential buyer confident to bid before seeing the item ‘in the flesh’.

5. Fair Pricing

Statistics show that about 75% of all online shoppers claim the pricing is the greatest drawing factor to online auctions. Digital auction sites allow the individual to view the estimate before bidding and set reminders for the desired product when it is about to appear for auction. This feature can be used by setting up a free account with the site, so one can be sure to not miss out on these all-time low products. Moreover, product images with detailed information are provided allowing you to make informed decisions regarding your bidding.

6. Free Valuations

If you are interested in selling a product online, Barnebys can make the procedure simple for you to complete. By using their free valuation service, you will be connected to auctioneers who have the potential to sell the product. Begin by signing up with an email address and password, and then add information regarding the item you wish to sell. The auctioneers will tell you whether they are interested in selling your piece and for how much. Items sent in for valuation have included Kurt Cobain’s guitar and a Picasso vase!

7. Tips To Buy At An Auction

• Checking The Details

It is crucial that you do not become swept away with the excitement of an online auction, and it is easy to become enthralled with this act. To make sure you stay level-headed, it is important that you read all the product information in detail before making any bids. Take your time and note the size and condition of the item. If you are purchasing art or furniture, it is recommended that you check the dimensions of the piece and ask the auction house questions if you have any.

• Set A Maximum Bid

The final minutes of an auction can be the most exciting period of the auction, but you need to be sure you do not go above what you intended to bid (or out-bid yourself). You can use the online auction house’s maximum bidding tool so this does not happen, but you should also bear in mind that added fees will be placed into the final price if you do use this feature. Set a maximum bid and always stick to it.

• Begin Low

The starting price of all items will be set by the initial valuation of a valuator and this will give an indication of a starting bid. It is recommended that you begin bidding as low as possible; however, bear in mind that the hammer price or final bid can be considerably higher.

Black Community Empowerment, Business and Education Tools, Community Empowerment, Financial investments, Health, Maryland Housing, Travel, Women Empowerment

The best and worst states to raise a family in 2018

January 8, 2018 No Comments

Starting a family or have a growing family? The new year is a good time to find how much it will cost to keep your family healthy and happy. In a new report by the personal-finance website WalletHub, 2018’s Best & Worst States to Raise a Family. People are optimistic about growth in hiring and single-family home starts.

Best and worst states to raise a family

To compose the list of best states to put down family roots, WalletHub compared the 50 states across 42 key indicators of family friendliness. In the report, the data set ranges from median family salary to housing affordability to unemployment. See below:

Best States for Families		Worst States for Families
1	Massachusetts	41	Nevada
2	Minnesota	42	Georgia
3	New Hampshire	43	Arkansas
4	North Dakota	44	South Carolina
5	Vermont	45	Oklahoma
6	Wisconsin	46	Louisiana
7	New York	47	West Virginia
8	Iowa	48	Alabama
9	Nebraska	49	Mississippi
10	California	50	New Mexico

Highlights from the report

Minnesota has the highest median family annual income (adjusted for cost of living), $80,399, which is 1.8 times higher than in Hawaii, where it is lowest at $44,295.
Utah has the lowest divorce rate, 16.18 percent, which is 1.6 times lower than in Nevada, where it is highest at 26.57 percent.
New Hampshire has the lowest share of families living below the poverty level, 5.3 percent, which is 3.3 times lower than in Mississippi, where it is highest at 17.4 percent.
Mississippi has the lowest average annual cost of early childcare (adjusted for median family income), 6.15 percent, which is 2.3 times lower than in the New York, where it is highest at 14.12 percent.
New Hampshire has the lowest infant-mortality rate, 4.18 percent, which is 2.2 times lower than in Mississippi, where it is highest at 9.27 percent.
Maine has the fewest violent crimes (per 1,000 residents), 1.24, which is 6.5 times fewer than in Alaska, the state with the most at 8.04.

View the full report and your state’s rank now for more information, including:

Most affordable housing
Lowest childcare costs
Most families with young kids
Most violent crimes per capita
Lowest percent of families in poverty
Lowest divorce rate

Black Community Empowerment, Business, Business and Education Tools, Career, Public Relations

What are the best places to find a job 2018? Full report.

January 2, 2018 No Comments

The unemployment rate in the United State is at a 17-year low and employers expecting to hire 4 percent more college graduates from the Class of 2018 than from the previous graduating cohort, the personal-finance website WalletHub today released its report on 2018’s Best Places to Find a Job.

To determine the strongest local job markets in the U.S., WalletHub compared more than 180 cities across 26 key metrics. The data set ranges from job opportunities to employment growth to monthly average starting salary.

Best Cities for Jobs		Worst Cities for Jobs
1	Chandler, AZ	173	Mobile, AL
2	Scottsdale, AZ	174	Montgomery, AL
3	San Francisco, CA	175	Fresno, CA
4	Peoria, AZ	176	Hialeah, FL
5	Gilbert, AZ	177	New Orleans, LA
6	Plano, TX	178	Birmingham, AL
7	Portland, ME	179	Columbus, GA
8	Irvine, CA	180	Newark, NJ
9	Madison, WI	181	Detroit, MI
10	Boston, MA	182	Shreveport, LA

Best vs. Worst

Columbia, Maryland has the highest median annual household income (adjusted by cost of living), $89,013, which is 3.4 times higher than in Hialeah, Florida, the city with the lowest at $26,352.
San Jose, California has the highest monthly average starting salary (adjusted by cost of living), $5,441, which is 3.1 times higher than in Brownsville, Texas, the city with the lowest at $1,778.
South Burlington, Vermont, the city with the lowest unemployment rate, 2.1 percent, which is 5.2 times lower than in Detroit, the city with the highest at 10.9 percent.
Plano, Texas, the city with the fewest number of part-time employees for every 100 full-time employees, 37.63, which is 3.6 times fewer than in Burlington, Vermont, the city with the most at 134.34.
South Burlington, Vermont is the city with the lowest share of workers living in poverty, 1.90 percent, which is 10.1 times lower than in Tallahassee, Florida, the city with the highest at 19.28 percent.

View the full report of best cities for your jobs and your city’s rank now.

More from WalletHub

Business, Business and Education Tools

Best of translation services: benefit of leading translator tool | TheWordPoint.com

December 30, 2017 No Comments

Get translations for what you need at TheWordPoint.com — Visit TheWordPoint.com for a quick and easy translate.

Translation services

Need professional translators for your business development? There’s no better time to get experienced, professional translators. They are affordable than ever when hiring remote translators and come in handy for document translation services, a great source for those moving abroad or in need of business translation services. Certified translators can tremendously benefit business development by offering localization services to sell online products as well as help make a company website or software product reach broader audience.

Organizations and People who can benefit from translation services

Anyone who needs to translate technical documents in different languages to cater to the expansion of globalization can reap the benefits from translation services. Here some of the many people and industries who should take advantage of translation services:

Youth & Students
Scholars, Academies, Professors
Work Exchange
Disease Treatment Abroad
Small Business
International Brokers and Traders
Journalists
Publishers
Gaming Industry
Developers (Apps)
Charity + International Organizations

One of the best translation services available on the web is TheWordPoint.com, where a team of professional and experienced translators whose main goal is to offer translation and localization services for people, business, and every organization can help you. WordPoint offers the following services:

Translation services and Proofreading (General, Legal, Medicine, Technical, Business/Finance, Art & Literature, Academic, Personal content)
Certified Translation (Technical & Employee Manuals, Birth, Marriage and Divorce Certificates, Driver Licenses, Immunization Cards, Police Clearances)
Localization (Website, Application, Software, Gaming)

For more information watch now:

Top 20 Cities for Hispanic Entrepreneurs

Here are other Harlequin Book Club perks

Bettering my sleep experience

Most comfortable bed pillows

About the benefits of the EverPillow

Fromgirltogirl’s EverPillow Review

You and EverPillow support those most in need

Ashley Madison numbers at a glance

About the Taxpayer Survey

2018 Taxpayer Survey

WalletHub’s 2018 Taxpayer Resources

What you need to know about purchasing items at modern-day auctions

Best and worst states to raise a family

Highlights from the report

View the full report of best cities for your jobs and your city’s rank now.

Translation services

Organizations and People who can benefit from translation services

For more information watch now: